Local Roots. Coordinated Planning. Generational Perspective.

Elsa Agdinaoay brings more than 18 years of experience in financial services to her work with individuals and families throughout Hawaii. Born and raised on Maui, Elsa understands that wealth in Hawaii often includes a family home that has appreciated over generations, family land, a closely held business, retirement savings, or property parents hope will remain within the family.

Her approach begins with understanding the people behind the assets: what they have built, who they want to protect, and what they want their wealth to accomplish. Elsa works with clients on financial planning, investments, retirement strategies, insurance, and legacy planning, coordinating with attorneys and other professional advisors when legal, tax, or estate planning expertise is required.

Her goal is to help families make thoughtful decisions today so that what they have worked for can continue to serve the people they love tomorrow.

Crystal Loh brings a unique perspective to estate and legacy planning shaped by her own experience growing up in a multigenerational family business.

Raised in Dallas, Crystal grew up within a family that built and operated one of the region’s largest Asian grocery retail chains. From an early age, she saw firsthand what it takes to build a successful family enterprise — and the importance of thoughtfully preparing for leadership transitions, business succession, and the transfer of wealth and responsibility from one generation to the next.

That experience gives Crystal a personal understanding of an issue at the heart of legacy planning: building wealth is only part of the journey. Preserving what a family has created, preparing the next generation, and establishing a thoughtful succession plan can be equally important.

Today, Crystal brings that perspective to her work supporting estate planning clients through client coordination, organization, document preparation, and the detailed process of moving an estate plan from the initial planning stages through completion.

Born and raised on Maui, Haylie Arcala brings both a strong client service background and a personal understanding of what legacy means to local families.

Haylie graduated from the University of Nevada, Las Vegas with a bachelor’s degree in Hospitality Management. Her education and experience shaped a service-oriented approach centered on communication, organization, attention to detail, and making people feel genuinely cared for throughout the planning process.

Growing up in a close-knit Maui family, Haylie saw firsthand how thoughtful planning can shape a person’s financial journey, whether they are just beginning to build wealth or preparing to receive and preserve a family legacy for future generations.

Today, Haylie helps guide clients through the estate planning process by coordinating information, communications, scheduling, document preparation, and the many details required to move a plan from the initial conversation through signing and completion.

Shahoney Pellazar supports the Mana Wealth Estate Planning team with estate planning document preparation, client coordination, case management, and trust funding matters.

Her prior experience includes assisting attorneys with wills, trusts, powers of attorney, advance health care directives, deeds, and probate-related research. She is also experienced with WealthCounsel, Clio, and other legal practice management systems used to help move estate planning matters efficiently from preparation through completion.

Shahoney is currently pursuing her Juris Doctor degree and holds a bachelor’s degree in elementary education, which she earned cum laude. Her academic background, legal training, and experience supporting estate planning attorneys bring both technical knowledge and a thoughtful, detail-oriented approach to her work.

Known for her attention to detail, proactive approach, strong communication skills, and dependable client service, Shahoney helps ensure that the many moving pieces behind each estate plan remain organized and on track.